KUALA LUMPUR, 17 March 2025: Kredit Kau Hijau? Check Luuu! Keeping your finances in check is just as important as looking after your health. Think of your credit score like a wellness check—ignoring it can be a major red flag. With that, CTOS Data Systems Sdn Bhd (CTOS) is calling for Malaysians to check their credit scores with the launch of its latest campaign Kredit Kau Hijau. The campaign is all about giving Malaysians the knowledge and tools to take charge of their financial future—starting with checking if their credit is Green.
Want to know what Kredit Kau Hijau is all about? Check out this video featuring our very own Abang CTOS who will break down why keeping one’s CTOS score on point is crucial for financial health. The video has gained significant interest so far and garnered over 3 million views on YouTube as it covers how a strong credit score can help achieve various financial goals.
Why is adulting so expensive?
The National Credit Counseling and Management Agency (AKPK) reports that 53,000 youths under 30 are stuck with nearly RM1.9 billion of debt, mostly from raising bigger families, keeping up with a particular lifestyle, paying off housing loans, and purchasing vehicles that may be out of their means. Kredit Kau Hijau aims to play a role in guiding Malaysians—especially young adults—to stay on top of their credit game.
“We’re here to help. At CTOS, we want to play our part in guiding the younger generation to stay informed and take charge of their finances. When we introduced the Kredit Kau Hijau campaign, we aimed to create a fun and relatable way to guide Malaysians on managing their credit and boosting their financial know-how. Ultimately, we hope that understanding their credit scores will give them a better perspective on their spending habits and empower them to make smart financial choices.” said Erick Hamburger, Group CEO of CTOS Digital Berhad
Ready to level up your financial game? Bet.
Whether for teens, young adults, or those young at heart, everyone deserves the knowledge to make informed financial decisions. It’s not just about stability—regularly checking one’s credit score and understanding financial standing can open doors to greater opportunities and long-term success. A credit score is like a financial selfie—it reflects how responsible an individual is with money.
With that, a strong credit score can lead to lower interest rates and up to 5X higher loan approvals as seen in the 2024 CTOS Score Band vs Loan Approval Rates Study. No cap. That means no more stressing about getting turned down. Plus, more freedom to chase your dreams, whether it’s getting that new bike, moving into that new apartment, or going on that dream holiday – that’s a big W.
Convinced? Here’s how to check your credit score:
Here are three simple steps on how to check your credit score:
- Visit https://buy.ctoscredit.com.my/
- Click Get MyCTOS Score Report
- Verify your ID by entering your NRIC or passport number, then proceed to purchase! That’s it!
Do it right, and slay while you’re at it
If your credit isn’t looking great, it’s time for a financial glow-up!
- Start by budgeting like a boss by breaking down your expenses into categories like food, rent, entertainment, and savings, and set spending limits to avoid going broke before payday.
- Make saving effortless by setting up automatic transfers to your savings account. Prioritise essential expenses and cut back on non-essentials to reduce stress.
- Stay on top of your credit score by getting your MyCTOS Score report at least once a year. A solid credit score makes it easier to get approved for loans, credit cards, and mortgages, so keep it green!
Got more questions?
The Kredit Kau Hijau campaign is hosting an Ask Me Anything on CTOS’ official Instagram page @ctoscredit. For the next week, you can ask Abang CTOS anything and everything finance-related. Learn how to keep your Kredit Hijau and get all your finance questions answered. Don’t miss out!
